River Falls State Bank
124 S. Second Street
P.O. Box 89
River Falls, WI 54022
715 425 6782


Rate Information - At our discretion, we may change the interest rate for this account.

The interest rate and annual percentage yield may change at any time.

Compounding Frequency - Interest will be compounded quarterly.

Crediting Frequency - Interest will be credited into this account quarterly.

Daily Balance Computation Method - Interest is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

Accrual of Interest on Non-cash Deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance - $90 minimum balance to open and to avoid fees.  There is a $1 monthly service charge if your balance falls below the $90 minimum balance

Deposit limitations - You may make an unlimited number of deposits into your account.

Limitations on frequency of transfers - During any statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. No more than three of the six transfers may be made by check, draft, or similar order to a third party.  If you exceed 6 debits during any statement cycle your account will be charged 25¢ for each debit in excess of 6.

Additional Terms - The following additional terms apply to this account:

  • Trust accounts and those belonging to minors under the age of eighteen are exempt from charges.

Frequent overdrafts will result in a savings account being closed.

Deposits made after 3:00 p.m. will be credited to your account by the close of the next business day.

Fees For Other Services

* In compliance with Truth In Savings Regulations