Purchase of Bank Check

*Free to Senior Citizens

*Free to State Club

Check Cashing

Free to customers with sufficient balance deposit accounts with average balance higher than the check amount or the account must be more than one year old. No charge for checks drawn on our bank.

Check Collection

$20.00

Night Bags With Lock

$15.00

Night Bags Without Lock

First bag free, $5.00 per bag thereafter

Fax Machine

Debit or ATM Cards (Locations)

$15.00 annually
$5.00 replacement card

Wire Transfers

Incoming: $10.00
Outgoing: $10.00

Ordering Foreign Drafts

$50.00

Foreign Wires

Outgoing: $60.00
Incoming: $20.00

Foreign Currency

Order: $30.00
Exchange: $30.00

Early Account Closing

$10.00 if account is closed within three months of opening.

Stop Payment Fee

$10.00

Garnishment or Tax Levy

$35.00

Amortization Schedule

$10.00

IRA Closing & Transfers

$25.00

Overdraft and NSF Charges

$22.00 per item

The 3 o'clock cut off for deposits to be credited on current business day strictly enforced.

Consecutive Overdraft Charges

If your account remains overdrawn for 5 consecutive days $6.00 per day fee will be assessed until your account is no longer overdrawn.

Overdraft Protection Transfer

$0.75
Notices will be mailed to customer.

Ready Reserve Annual Fee

$20.00

Safe Deposit Boxes

$2.00 discount if rent is paid by automatic deduction from checking or savings account at our bank.

$20.00 for key replacement
$75.00 for lost keys/drill open box