Savings Accounts

Click Here for information regarding FDIC deposit insurance on your accounts

Statement Savings Account

  • $90.00 minimum balance required to open this account.
  • Variable interest rate
  • Interest compounded quarterly and credited quarterly
  • $1.00 service charge / monthly fee if average daily balance for the month falls below $90.00.
  • If the average balance for the calendar month is below the $90.00 minimum, then a $0.25 service charge / debit fee will apply for each debit in excess of six (6).
  • No debit card available
  • Minors (under age 18) are exempt from $90.00 minimum to open this account.

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Christmas Club

  • Interest bearing-variable rate
  • No minimum to open and avoid fees
  • Amount deposited and interest earned will be mailed to customers once a year (approximately mid October)

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