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Auto Loans

We'll help you get moving with a great rate on a new car!

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Fees & Service Charges

Fee Schedule Fees & Service Charge Amount
Money Order $3.00
Cashiers’ Check $3.00
Instant Statement $2.00
Check Cashing Up to $50.00 $5.00 (Free to customers with deposit accounts having average balances higher than the check amount. No charge for checks drawn on our bank)
Check Cashing Over $50.00 $10.00 (Free to customers with deposit accounts having average balances higher than the check amount. No charge for checks drawn on our bank)
Gift Cards $4.00 Activation Fee
Debit or ATM Cards $15.00 Annual Fee    $5.00 Replacement Card
Wire Transfers Incoming Outgoing $12.00(incoming)      $15.00(outgoing)
Foreign Wires: Incoming Outgoing $20.00(incoming)      $60.00(outgoing)
Foreign Currency (Order or Exchange) $30.00
Ordering Foreign Drafts $50.00
Foreign Check Collection $30.00
Early Account Closing $10.00 if account is closed within three months of opening
Stop Payment Fee $25.00
Garnishment or Tax Levy $35.00
IRA Closing & Transfers $25.00
Online Bill Pay $6.00 Monthly Fee: Includes 15 free transactions, $0.25 per transactions in excess of 15
Online Bill Pay Stop Payment Fee $25.00
Overdraft and NSF Charges $26.00 per item with a daily maximum of $104.00. The 3:00pm cut off for deposits to be credited on current business day strictly enforced
Consecutive Overdraft Charges If your account remains overdrawn for 5 consecutive business days, on the 6th day a $6.00 continuous charge per business day will be assessed until your account is no longer overdrawn.
Overdraft Protection Transfer $2.50 per transfer from another RFSB deposit account
Ready Reserve Annual Fee $20.00 The minimum payment is the greater of $15.00 or 5.00% of the unpaid principal plus finance charge.

 

 

 

 

 

Safe Deposit Boxes
(All boxes are approximately 21” deep)
Size Rent
3X5 $20.00
5X5 $23.00
3X10 $29.00
5X10 $37.00
10X10 $55.00
10X15 $70.00
21X13 $85.00
Safe Deposit Box replacement key $20.00
Lost keys/drill open box $75.00