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Auto Loans

We'll help you get moving with a great rate on a new car!

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Personal & Home Loans

Personal Loans

Whether you’re looking to purchase your next new or used vehicle or something to pull behind it, look no further. Let one of our qualified loan officers serve your needs locally. River Falls State bank wants to make it easier to make your purchase of:

  • New or used cars and trucks
  • RVs
  • Snowmobiles
  • Motorcycles
  • Boats
  • ETC.

Home Loans

River Falls State Bank offers competitive rates on residential property with a variety of options. Looking to keep your mortgage local, we offer:

  • Local underwriting, allowing decisions to be made quickly
  • Local servicing means direct contact with your lender & no call centers
  • Quick, Hassle-free, local closings
  • Competitive rates without the hassle of dealing with big banks or mortgage brokers
  • LOW closing costs
  • No Application fees or upfront costs-No Obligation

Mortgage Products Available:

  • 15, 20 & 30-year Fixed-Rate
  • Adjustable-Rate Mortgages
  • In-House Balloon Mortgages
  • Second Mortgages
  • Home Equity Lines of Credit
  • Vacant Land and Lot Loans
  • Construction Loans

Contact one of our Loan Officers with any questions or to get started today! Contact them at (715)425-6782.

Todd R Schultz  NMLS# 799694                          Kerri L Olson  NMLS# 934718 

Jeffrey R Schuman  NMLS# 1924319                   Mike V Miller  NMLS# 2174092