Placeholder Text

~

Auto Loans

We'll help you get moving with a great rate on a new car!

Lorem ipsum dolor sit amet, consectetur adipiscing

Band Title

Band Subtitle

Zone Title

Zone Subtitle

Feature Wrap Title

Feature Wrap Subtitle

Rates

Savings & Deposit Rates

rates_savings table
Deposit Account	APY	Interest Rate	Compound Frequency	Minimum Balance
Savings	0.05	0.05	Quarterly	$90.00 minimum to open & avoid fees
Money Market (Balance $0.00 - $999.99)	0.05	0.05	Monthly	$1,000.00 minimum to open & avoid fees
Money Market (Balance $1,000.00 - $24,999.99)	0.60	0.60	Monthly	$1,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
Money Market (Balance $25,000.00 - $49,999.99)	1.00	1.00	Monthly	$25,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
Money Market (Balance $50,000.00 - $99,999.99)	1.11	1.10	Monthly	$50,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
Money Market (Balance $100,000.00 - $249,999.99)	1.26	1.25	Monthly	$100,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
Money Market (Balance $250,000.00 or more)	1.51	1.50	Monthly	$250,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)

Fees may reduce earnings on these accounts
Fees are based on the average daily balance
All accounts shown above are variable interest bearing accounts. Interest rates can change after account is opened
Disclosed APYs are effective as of 06/01/2023
Average Daily Balance method required to earn the disclosed APY
All interest rates shown above are subject to change without notice

Certificate of Deposit Rates

rates_cd table
Certificates of Deposit
Certificate Term	Minimum to open $500
�	*APY	Interest Rate
32 - 90 Days	1.41	1.40
3 Month	1.41	1.40
6 Month	5.04	4.95
12 Month	2.02	2.00
18 Month	2.07	2.05
24 Month	2.22	2.20
36 Month	2.37	2.35
48 Month	2.47	2.45
60 Month	2.73	2.70
72 Month	2.78	2.75
IRA - 72 Month	2.78	2.75

rates_cd_special table
Certificates of Deposit Specials
Certificate Term	Minimum to open $2,500
�	*APY	Interest Rate
16 Month Special	4.58	4.50
39 Month Special	3.03	3.00

*Annual Percentage Yield
All Certificate of Deposit (CD) rates shown above are fixed rates
Dollar ranges shown above indicate the minimum and maximum amounts to open a Certificate with the specific rate shown in each column
Annual Percentage Yield (APY) as shown above is based on quarterly compounding of interest
Certificates with an original maturity of one year or less have an early withdrawal penalty of an amount equal to 3 months' interest
Certificates with an original maturity of more than one year have an early withdrawal penalty of an amount equal to 6 months' interest
All interest rates shown above are subject to change without notice

Mortgage Rates

rates_mortgage table
Fixed Rate Mortgages - Owner Occupied
�	Rate
30 Year Fixed Rate	5.875
Annual Percentage Rate (APR)	5.999

20 Year Fixed Rate	5.500
Annual Percentage Rate (APR)	5.663

15 Year Fixed Rate	5.250
Annual Percentage Rate (APR)	5.455

All interest rates and Annual Percentage Rates (APRs) shown above are subject to change without notice. Please see additional disclosures at the bottom of this page.

Other Real Estate Mortgages Available

Balloon Mortgages
Adjustable Rate Loans
Bi-Weekly Payment Programs
2nd Mortgage Loans

Home Equity Lines of Credit
Agricultural Loans
Commercial Mortgages
Vacant Land and Lot Loans

Why Choose The River Falls State Bank for Your Mortgage Loan Needs?

Fast, Easy and Free Mortgage Prequalification
No Loan Application Fee

Low Closing Costs
Quick Approval

Call or see one of our loan officers for more information on loan products, terms, & down payment options!

Disclosures:

The mortgage rates published on this website are the current rates for a single-family primary residence purchase with loan amount of $200,000.00 based on a 45-day lock period, a credit score of 780, and are subject to change without notice. In order to receive a guaranteed rate, you must have applied for a mortgage loan through River Falls State Bank and received a verbal confirmation from a loan officer that your desired rate is locked. Your guaranteed mortgage interest rate will depend on factors such as current market conditions, loan product, property type, occupancy, credit score, loan-to-value ratio and the use of subordinate financing. This statement of current loan terms and conditions is not an offer to enter into an interest rate agreement.

Annual Percentage Rate (APR) calculation assumes a 20% down payment and one point buydown. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.

For more information on products or rates not listed on this site, please contact us at (715) 425-6782 or (866) 737-2669.

Feature Wrap Link

Zone Link